In a Pandemic, Who Gets to Stay Home?

How will the disproportionate economic toll of the coronavirus pandemic exacerbate historic disparities in the U.S. housing market? 

From white flight to the suburbs to redlining and discriminatory lending practices, housing in America has historically contributed to persistent racial disparities in wealth and well-being.  

Today, black households are less likely to own their homes than white households, regardless of other demographic factors like education, income, metropolitan area, age or marital status. 

Higher barriers to home ownership lead to higher barriers to wealth accumulation, with 10 times more wealth among white households than black households. 

Black Americans were more likely than white Americans to defer rent and mortgage payments in May 2020. They were also more likely to worry about their ability to pay rent and mortgage payments the following month.

Black Americans are more vulnerable to housing evictions, which could have a long-term impact on health and economic well-being, especially in the midst of a pandemic. 

Suspension on evictions during the pandemic will soon expire. Federal legislation to ban evictions in federally assisted properties is set to expire July 25th. Many eviction bans put in place by city and state governments are set to expire in June